Web 3.0 Innovative Finance

As a pivotal region in China’s national strategic development, the Guangdong-Hong Kong-Macao Greater Bay Area is driving regional economic integration through fintech innovation.  As Web 3.0 emerges, we are leveraging Macau’s unique advantages as a free port with independent monetary system and financial innovation policies to drive breakthrough innovations through our integrated digital finance and lifestyle platform. By applying cross-border fintech solutions and blockchain technology, we focus on building Web 3.0 financial infrastructure with core initiatives including gold-pegged digital currencies, real-world asset tokenization (RWA), and next-generation cross-border payment systems. These innovations bridge physical and digital assets while promoting innovative financial instruments like gold-based digital currencies, ultimately establishing a global asset circulation network that is efficient, transparent and secure.

Macau Web 3.0 Think Tank

Ant Bank is a joint venture company held as to 66.7% by two indirectly wholly-owned subsidiaries of Ant Holdco and as to 33.3% by a 30% indirectly owned associated company of the Company. Ant Bank officially commenced operations in April 2019, with a business scope of providing mobile payment services and financial banking services such as deposit, loan and remittance services to residents and small and medium-sized enterprises (“SMEs”) of Macau. The chairman and CEO of the Company, Mr. Sun Ho, and the non-executive Director, Mr. Ji Gang, are also directors of the Ant Bank.1. Ant Bank is a joint venture company held as to 66.7% by two indirectly wholly-owned subsidiaries of Ant Holdco and as to 33.3% by a 30% indirectly owned associated company of the Company. Ant Bank officially commenced operations in April 2019, with a business scope of providing mobile payment services and financial banking services such as deposit, loan and remittance services to residents and small and medium-sized enterprises (“SMEs”) of Macau. The chairman and CEO of the Company, Mr. Sun Ho, and the non-executive Director, Mr. Ji Gang, are also directors of the Ant Bank.

As a core driver of reform and innovation, the Group has partnered with world-leading technologists, economists, and policy researchers to establish the Macau Web 3.0 Think Tank. This initiative will profoundly contribute to Macau’s Digital Deepwater Port Strategy, serving as an intellectual hub for blockchain financial innovation in the Greater Bay Area, with three key focus areas:

1. Blockchain Financial Policy Research: Providing expert insights for the regulatory framework of digital assets in the region.

2. RWA Technical Standards Development: Leading the creation of protocols for asset-backed digital currencies (e.g., gold-pegged tokens) and establishing a differentiated RWA digital asset hub to facilitate cross-border corporate financing.

3. Global Collaboration Network: Strengthening China’s influence in shaping international Web 3.0 governance standards.